The Regions Now Card® is a reloadable Visa® Prepaid Card. You can load funds to your card as oen as you wish, up
to the maximum permitted balance (see page 2).
• You can use your Regions Now Card to make purchases and other payments, in stores and online, virtually
anywhere Visa debit cards are accepted.
• With a Personal Identification Number (PIN) you can access cash at ATMs or by selecting the “Debit” option
when making a purchase and requesting cash back.
• You can add additional cardholders to your Regions Now Card at no additional cost. Each additional cardholder
can load funds on the card and also can access the full balance on your Regions Now Card. For example, if you
load $50 to the card, any additional cardholder can use that $50.
• There are no overdra fees.
• With Regions Cashback Rewards,® you can earn cash back on oers activated in Regions Online and Mobile
Banking for eligible purchases with your Now Card.
• Load cash at any Regions branch, DepositSmart ATM or Visa ReadyLink location.
– Visit a Visa ReadyLink Location at participating merchants where you see the ReadyLink
symbol. To find out more information on merchants participating in this shared reload
network and how ReadyLink works, visit visa.com/readylink.
• Transfer available funds from a Regions deposit account to your card at a Regions Branch, through Regions’
automated phone system, or using Regions Online or Mobile Banking.*
• Arrange direct deposits from your employer, government benefits agency or other payor. Simply provide the
payor with your Now Card routing number and card number (see page 2).
• Use Regions Mobile Deposit on your mobile device to load funds from a check to your card.*
* Regions Mobile Deposit requires a compatible device and enrollment in Online Banking. Your mobile carrier’s messaging and data fees may apply.
1
Description
Features
Loading money
KEY FACTS
A QUICK GUIDE TO YOUR REGIONS NOW CARD
This Regions Quick Guide is for general information and discussion purposes only.
The Regions Simplicity Pledge®
Regions is committed to providing you with the information you need to make good financial decisions,
and to helping you understand how your accounts and services work – simply, clearly and in plain language.
(Continued on next page)
Monthly fee
Load funds
Spending money &
getting cash
$5 – waived for any monthly statement period in which 7 purchases post to your card
• Cash load: $0
• Funds transfer: $0
• Direct deposit: $0
• Regions Mobile Deposit: 1% to 4% of check amount, depending on check type ($5 minimum fee)*
*Requires a compatible device and enrollment in Online Banking. Your mobile carrier’s messaging and data fees may apply.
• Card purchases: $0
• International transactions (purchases and teller withdrawals): 3% of the U.S. dollar amount of
each transaction
• Regions ATM withdrawal/balance inquiry: $0
• Non-Regions ATM withdrawal/balance inquiry: $2.50
• International ATM withdrawal/balance inquiry: $5
SELECTED CARD FEES
Additional fees apply. For a full list of fees, refer to the List of All Fees found in the
Regions Now Card Terms and Conditions located at regions.com/nowcard.
2
(03/19)
This Guide is subject to change. It is not an oer or contract for any product or service, and it does not replace the legal terms
and conditions for your Regions Now Card. Please refer to the Regions Now Visa Prepaid Card Terms and Conditions and related
disclosures for the legal terms and conditions of your Regions Now Card. Other products and services described in this Guide may
be subject to separate terms and conditions.
IF YOU HAVE QUESTIONS, CALL US AT 1-866-423-2265
• You can arrange for your employer, government benefits agency or other payor to have your paycheck or
other funds loaded directly onto your Regions Now Card. Just provide the payor with the following information:
– Routing Number: 065402892
– Account Number: Your 16 digit Regions Now Card number
• Call 1-866-423-2265 to activate your permanent card for international use. Your permanent card may
be declined when used outside of the United States if it is not activated for international use.
• Temporary cards cannot be used internationally.
• Funds loaded to the card are eligible for FDIC insurance.
• With Visa’s Zero Liability Policy*, you’re not responsible for unauthorized transactions on your card.
*Zero Liability Policy does not apply if you have been grossly negligent in handling your card or account.
Setting up
direct deposit
Traveling
internationally
Card protection
ADDITIONAL INFORMATION
Card limits
Special handling
• Maximum balance on card: $7,500
• Total purchases (signature and PIN-based) per day: $3,000 per card
• Total ATM cash withdrawals per day: $808 per card
• Minimum load: $10
• Maximum cash load at Regions DepositSmart ATM or Visa ReadyLink: $500
• Fuel pumps: PIN purchases only (must press “debit” when prompted at pump).
• Rental cars: Transactions not permitted.
• Restaurants, hotels, travel and entertainment purchases: Regions may authorize and hold more than
purchase amount until finalized purchase is posted to the card.
NOW CARD: CARD LIMITS/SPECIAL HANDLING
• If you apply for a Now Card at a Regions branch, you will be issued a temporary card.
• Your temporary card can be used immediately once you load funds to the card, and is good for up to 90 days.
• Your permanent card will arrive in the mail within 5 to 7 business days and will have your name embossed
on the front.
• Once you activate your permanent card, the balance on your temporary card will automatically be transferred
to your new card, and the temporary card will be deactivated.
• Apply for a Regions Now Card online by going to regions.com/nowcard and completing the
simple application.
• You will receive your permanent card in the mail within 5 to 7 business days.
At any Regions
branch
Online
HOW TO GET A REGIONS NOW CARD
